Do I Need a Lawyer for a TPD Claim? You Might Need Legal Help

Once you are injured or get ill from your job, you may find that it is impossible to go back to the work that you did previously. You are stressed out about all the bills, the medical appointments, and how you will make it through without a paycheck coming in the door. When this happens, you need to file a TPD claim. But as you go through the paperwork and get ready to file the claim, you may wonder whether you need a lawyer for your TPD claim or if you can do the work on your own.

It is not required to have a lawyer to file Total and Permanent Disability (TPD) claims. However, there are a lot of reasons why hiring one could be a good idea for you while going through this claim. Individuals are allowed to file a claim on their own without a lawyer, but the insurance industry often fights these and does not want to make the payments.

With the help of your lawyer, you will have someone on your side to make sure your rights are met and you are able to get the payout you deserve after an injury or illness.

If you are injured or get sick at work and are not able to get back to the job, then it is time to file a TPD claim. Having a good lawyer on your side will make all the difference and will help you to get the payout you deserve. So I asked TPD Claims Lawyers, who are the top TPD Lawyers in Brisbane, to give us some reasons why getting a lawyer to handle your claim can be a smart decision.

Should I Hire a Lawyer for My TPD Claim?

It is possible for you to do the whole TPD claim on your own from start to finish. But you are already taking on a lot of responsibilities and stress as you work on healing, making it to all of your appointments, and everything else. It can be a good idea to have a professional on your side to make sure the insurance company is not able to push you around.

There are a few reasons why you should consider hiring a lawyer to help when it is time to do your TPD claim. These include:

• There isn’t a universal definition of TPD: Since there isn’t a universal definition of TPD, the insurance company can make up the rules as they go. Super funds and their insurers are all going to have their own definition of TPD, which can make it more difficult to figure out what is required to get your entitlements.
• Give you expert advice: Each claim will be different and unique. Having someone on your side to answer your questions and look over your case to determine what steps you should take can make all the difference.
• Protect your rights: Your lawyer will be able to take a look at all the legal jargon and help you understand what your rights are under the policy. They can be there to help you challenge any rejections or figure out what to do to increase your chances of getting a payout you deserve.
• Manage the paperwork: There is a lot of paperwork that comes with a TPD claim and when you are worried about getting better and all of your treatments, it can seem overwhelming in no time. A lawyer will be there to manage some of the paperwork and take some of the work out of it for you.
• Handle court if you need to go: Hopefully, things will not go to court, but if things get that bad, then having a lawyer there to help can make all the difference. You will need representation if the claim needs to go that far.

You may need to pay some fees for hiring a lawyer to help with your TPD claim, but it is often worth it. They will be able to handle all the work and be there to represent you, while you work on healing and getting better as much as possible.

The amount of fees will often be a percentage of the amount that you are awarded at the end of the claim, which means that you usually will not need to pay out of pocket to get this help and advice.

Choosing a Lawyer for Your TPD Claim

While it is possible to do some of the work for a TPD claim on your own, it may be a better idea to hire a professional to step in and make things right. They can take some of the stress off for you, keeping up with the insurance process and making it more likely that you will get the payout that you need. Find the right lawyer to be there for you during your TPD claim.